Schemes - Long Stay Travel Insurance

ORBIT EXCEL – ORBIT BASIC – STUDY ABROAD

As the UK’s ONLY Long Stay single trip travel insurance specialists, we currently offer THREE individual packages for your safety, which have simplified the required protection for safe overseas travel. Our schemes are available and applicable to ALL UK and EU RESIDENTS and governed by English law. These products can simply be categorised as Comprehensive, more Basic and Study Abroad and provide cover for the whole spectrum of long stay travellers. This would include Student and Gap Year travel, Working Abroad, Study Abroad, Budget travel with the insurance being very relevant to the Backpacker and independent travellers who are travelling light.

ORBIT EXCEL

Our COMPREHENSIVE long stay travel insurance scheme INCLUDES cover for an extensive range of outdoor HAZARDOUS ACTIVITIES. THREE areas of cover, 1 to 12 Months maximum, providing HIGHER LEVELS of ESSENTIAL cover up to a maximum age of 55 years. Read More...

ORBIT BASIC

Our BASIC scheme provides LOWER LEVELS of ESSENTIAL cover in THREE areas, 1 to 12 Months inclusive, up to a maximum age of 45 years. Great value backpacker travel insurance or student travel, with the hazardous pursuits, but at a REDUCED PREMIUM. This is our CHEAP travel insurance by comparison and tremendous value for money. Read More...

STUDY ABROAD

Cover is the same as ORBIT EXCEL with the additional cover for loss of COURSE FEES and including Hazardous Activities cover. For student travel on authorised STUDY ABROAD or WORK EXPERIENCE placements. DISCOUNTED premiums ensure the most cost-effective, comprehensive long term travel insurance. THREE areas, from 1 to 12 Months, up to a maximum age of 24 years. Confirmation of official study or work experience abroad is required by Underwriters. Students can be studying at either UK or OVERSEAS University/College of further education for up to 5 years. Cover can be ONGOING and RENEWED on a yearly basis. Read More...

So if you are Studying Abroad, on your student travels, teaching in the Far East or on your Gap Year travels, we’ve got you covered.

We take the WORRY out of worrying – be SAFE not sorry.

Cancellation or Curtailment Charges Up to £2,000 Loss of Deposit: Up to £2,000	Excess: £100 Excess: £100
Medical and Other Expenses Costs due to injury or illness including up to £5,000,000 for medical and emergency dental treatment plus additional transport and accommodation expenses.	Excess: China £200 Worldwide £100
Hospital Confinement Benefit Hospital In-Patient Benefit: Up to £1,000	Excess: Nil
Personal Possessions Loss or damage of luggage/personal effects up to £750, including Suitcases, trunks and containers of a similar nature, plus articles worn or carried subject to the following limits: Up to £150 any single article Up to £150 in total for valuables	Excess: £100

Cancellation or Curtailment Charges Up to £5,000 Loss of Deposit: Up to £5,000	Excess: £50 Excess: £50
Medical and Other Expenses Costs due to injury or illness including up to £10,000,000 for medical and emergency dental treatment plus additional transport and accommodation expenses.	Excess: China £200 Worldwide £50
Hospital Confinement Benefit Hospital In-Patient Benefit: Up to £1,000	Excess: Nil
Personal Possessions Loss or damage of luggage/personal effects up to £2,000, including Suitcases, trunks and containers of a similar nature, plus articles worn or carried subject to the following limits: Up to £300 any single article Up to £300 in total for valuables	Excess: £50
Personal Accident Death benefit: Up to £5,000. For persons aged under 16, the death benefit is limited to£1,000. Injury compensation: Up to £25,000, for loss of limbs, eyes, or permanent total disablement from engaging in or attending to any kind of profession or occupation.	Excess: Nil
Missed Departure Up to £500	Excess: £50
Personal Money Lost or Stolen: Up to £500 Cash Limit: Up to £100	Excess: £50
Loss of Passport, Tickets, Documents Up to £500	Excess: £50
Personal Liability Up to £2,000,000	Excess: £250
Legal Expenses Up to £10,000	Excess: Nil
Course Fees Up to £5,000	Excess: £50